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Top articles: | In Pennsylvania, only judicial or in court foreclosures are allowed. To move forward with an in cour... |
| » PA » Foreclosure | 05/02/2008 | | | Georgia is both a judicial and non-judicial state; meaning the foreclosure process can occur both in... |
| » GA » Foreclosure | 05/03/2008 | | | South Florida real estate developer Martin Margulies has been sitting on prime ocean-front property ... |
| » FL » Real Estate news | 03/15/2012 | | | Let me begin by clarifying that, when it comes to speculating in the housing market, I have no dog i... |
| » MA » Real Estate news | 11/16/2012 | | | The sale of Hawaii's smallest publicly accessible inhabited island is imminent, and local leaders ar... |
| » HI » Home buying | 06/25/2012 | | » Read all articles |
| EscrowA neutral third party holds other people`s funds in a secure account for future use. An earnest money deposit is held in a real estate broker`s escrow account. It is the broker`s account, but he is holding the buyer`s funds in the account for safekeeping until closing. In the case of a mortgage, the total monthly mortgage payment may include funds to pay for future taxes and insurance paid in addition to the principal and interest. This escrow is held by the lender until taxes and insurance are due, at which time the mortgage company pays the taxes and insurance on the borrower`s behalf. After the taxes and insurance are paid, the lender may re-adjust the total monthly payment to insure sufficient funds for future escrowed items. See also:Earnest MoneyEasementEminent DomainEqual Credit Opportunity ActEquityEquity LoanEscrowEvictionExclusive Agency ListingExtension Real Estate Glossary |
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